This simple loan calculator is designed to give an indication of the APR, monthly repayments and total repayments you could expect to pay, taking into account your perceived credit rating. Due to the many factors ï¬nance lenders base their decisions upon, we cannot guarantee the ï¬gures suggested using this calculator. Please use the ï¬gures as a guide and our team will endeavor to provide the best possible deal for you in your personal circumstances.